Tax season can be stressful, but for military members, special benefits make filing easier—and in many cases, free. Have you ever wondered, “Is TurboTax free for military?” The good news is that enlisted service members may qualify for free filing options. However, eligibility depends on rank and specific tax situations. Here's how military members can file their taxes for free and take advantage of the benefits.

Free Filing Through Military OneSource

One of the most valuable resources for military personnel during tax season is Military OneSource. This program, offered by the Department of Defense, provides free tax preparation and e-filing through MilTax, a tax software specifically designed for service members.

MilTax covers all tax situations, including deployments, combat pay, and military housing allowances. It also supports state tax filings, making it a reliable choice for those who want a free filing experience. 

TurboTax Free Filing for Military Members

TurboTax offers free federal and state tax filing for enlisted active-duty military and reservists ranked E1 through E9. You can use TurboTax's services without paying extra fees if you fall within these ranks.

However, if you are an officer or a higher-ranking enlisted service member, you may need to upgrade to a paid version depending on the complexity of your tax situation. It's always best to check TurboTax's military filing policies before starting your return to see if you qualify for their free edition.

IRS Free File Program for Military Personnel

Another option for free filing is the IRS Free File program, which partners with tax software providers to offer free federal tax returns to those who meet specific income requirements. While not exclusive to military members, this program is available to taxpayers with an adjusted gross income (AGI) of $79,000 or less.

Some IRS Free File providers also offer free state tax returns, which varies by provider and location. Before choosing this option, verify whether the service includes federal and state filing at no cost.

On-Base Tax Assistance Programs

Many military installations have Volunteer Income Tax Assistance (VITA) offices where service members and their families can get free tax preparation assistance. IRS-certified volunteers staff these offices and ensure your return is filed accurately and efficiently.

VITA programs are an excellent choice for military members who need in-person assistance, especially when dealing with complex issues like combat pay exclusions, moving expenses, or state residency rules.

Common Military Tax Benefits to Consider

Some of the most common tax breaks include:

  • Combat Zone Exclusion: Income earned in a combat zone is not taxable and does not need to be reported on your federal return.
  • Moving Expense Deductions: If you were required to move due to military orders, you may be able to deduct unreimbursed moving expenses.
  • State Tax Exemptions: Some states allow military members to maintain their home state of residency for tax purposes, even if stationed elsewhere, potentially reducing tax liabilities.
  • Earned Income Tax Credit (EITC): If you have a lower taxable income due to exclusions like combat pay, you may still qualify for the EITC, which can lead to a larger refund.

Understanding these benefits can help military members maximize their tax savings and avoid overpaying.

Military personnel have several options for filing their taxes for free, from Military OneSource's MilTax to TurboTax's free filing for enlisted service members. Enlisted service members ranked E1 through E9 can file for free, while officers and higher-ranking personnel may need to upgrade. Regardless of your choice, taking advantage of free tax filing services ensures you get the support you need while maximizing your benefits.